1. Who We Are
BenefitsWiseUSA ("we," "us," or "our") operates the website located at benefitswiseusa.com. We are an independent informational resource that provides free guides about U.S. government benefit programs. We are not affiliated with any government agency.
2. Information We Collect
We collect two types of information:
- Information you provide voluntarily — such as your name and email address if you contact us through our contact form or subscribe to updates.
- Information collected automatically — when you visit our website, we may automatically collect certain information including your IP address, browser type, operating system, referring URLs, and pages visited. This is standard for all websites.
Our eligibility checker tool does not store, transmit, or record any information you enter. It runs entirely in your browser.
3. How We Use Your Information
We use the information we collect to:
- Operate and improve the website
- Respond to your questions or messages
- Understand how visitors use our site so we can improve content
- Display relevant advertisements through Google AdSense
- Comply with legal obligations
4. Google AdSense & Advertising
We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the Internet.
You may opt out of personalized advertising by visiting Google's Ads Settings. You can also opt out through the Network Advertising Initiative opt-out page.
5. Cookies
Our website uses cookies — small text files stored on your device. We use cookies to:
- Understand how visitors navigate our site (via Google Analytics)
- Serve relevant advertisements (via Google AdSense)
- Remember your preferences
You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of some parts of our website.
6. Google Analytics
We use Google Analytics to understand how visitors interact with our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use this information to improve our content. Google Analytics collects only the IP address assigned to you on the date you visit our site, not your name or other personally identifying information.
7. Third-Party Links
Our website contains links to official government websites (.gov) and other third-party sites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any site you visit.
8. Children's Privacy
Our website is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately.
9. Data Security
We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no internet transmission is completely secure, and we cannot guarantee the security of information transmitted to or from our website.
10. Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt out of marketing communications
To exercise any of these rights, please contact us using the information below.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the "last updated" date at the top of this page. We encourage you to review this policy periodically.
12. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
- Website: benefitswiseusa.com/contact
- Email: privacy@benefitswiseusa.com